Financial Strategies of Amelia in Fernandina Beach offering Financial Advice, Retirement Planning, Life insurance, Long Term Care

Discover truly independent financial advice and financial planning. Financial advice not bound by someone else's objectives or goals but designed to meet your financial and life needs and desires.

Whether to retire, provide for future generations or fund a charity of choice I help clients put a financial plan in place to help them achieve their vision. Each client's individual plan is dependent on their individual financial needs, wants and wishes and takes into account their personal time frames and risk tolerances.

I work with successful individuals, families and business owners to help them pursue their financial objectives. I strive to simplify the complexities of wealth and provide an integrated solution centered on your values and goals.

 

 

Nicola Nichol, CFA is a Registered Representative and Investment Adviser Representative of Equity Services, Inc.  Securities and investment advisory services are offered solely by Equity Services, Inc., Member FINRA/SIPC, 7077 Bonneval Road, Suite 200, Jacksonville, FL 32216. (904) 296-3300.  Financial Strategies of Amelia and all other entities and individuals referenced are independent of Equity Services, Inc. unless otherwise noted.

 

 
Calculators

Life Expectancy

Knowing your likely life expectancy is an important factor in making long-term financial plans.

Savings Goals

How much do you need to save each year to meet your long-term financial goals?

Federal Income Tax

This calculator can help you estimate your annual federal income tax liability.

Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

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Newsletters

Using a Variable Annuity for Guaranteed Income

One recommendation from the White House Task Force on Middle Class Working Families was for retirees to consider purchasing annuities to help provide a stable income. Investors who want their retirement portfolios to go the distance might want to learn more about variable annuities.

The Difference Between the Debt and the Deficit

The terms "debt" and "deficit" are often used interchangeably to describe the federal government's financial situation, yet they have significantly different meanings. This explanation of the budget deficit and the national debt may help readers understand the conversation.

Managing Cash When Interest Rates Are Low

It's generally a good idea to keep three to six months of income in an emergency fund, but where should cash be kept when interest rates are low? This article discusses the advantages and disadvantages of savings accounts, certificates of deposit, and money market funds.

HOT TOPIC: Looking Ahead in 2012

2011 was a year of slow economic recovery, market volatility, and political conflict over the budget, the national debt, and taxes. All of these challenges continue to face us as we begin the new year. This article presents an overview of some of the issues that bear watching in 2012.

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